Payment Gateways
In the online business creation process the first ideas are related to the business type, what to do, what to sell, and right there the question came out. How to charge for your services and/or products? How to allow customers to pay online using their credit cards or checks? The answer couldn't be easier; you need a merchant account with the ability of accepting online payments through a Payment Gateway.
What is a payment gateway?
A payment gateway is an e-commerce application service provider service that authorizes payments for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. It is the equivalent of a physical point of sale terminal located in most retail outlets. Payment gateways protect credit card details by encrypting sensitive information, such as credit card numbers, to ensure that information is passed securely between the customer and the merchant and also between merchant and the payment processor.
What types of payment gateways are available?
The great thing about payment gateways is that they are available in all different sizes to suit any business's needs. Ranging from free to setup payment gateways such as PayPal, to full blown payment gateways such as eWay.
With a PayPal solution for example, it is cheaper to originally setup, but in most cases, the user is directed from your website to PayPal site to process the payments.
Alternatively, with a solution such as eWay, the user can stay on your website and have the secure payment processed in the background. In this case you also require an SSL certificate which is used to encrypt all the information sent from your website to the payment gateway and is the standard security technology for establishing an encrypted link between a web server and a browser.
We can integrate payment gateways into your website within HOURS at a very affordable price.